Credit Repair Correspondence
Credit Repair Correspondence
Various letters, notices and other correspondence to be used when repairing your credit.
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Credit Collection Cease Communication Letter
$2.99This Credit Collection Cease Communication Letter gives a collection agency notice that they should cease all communication with you regarding a debt. By law, you do not have to converse with a debt collector and this letter will serve as written notification to cease.
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Credit Inquiry Information and Removal Letters
$3.99Obtaining credit reports under false pretenses is a criminal act. If you discover that your credit files have been accessed without a permissible purpose use these letters to enforce your rights.
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Debt Collection Dispute Letter Packet
$7.99This Debt Collection Dispute Letter Packet contains two letters for use when disputing a debt. The first letter sets out the reasons why you feel the debt is not yours and the second is a reminder letter to be sent if the collection agency does not respond to your initial letter in a timely manner.
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Expired Statute of Limitations Notice Letter
$2.99This Expired Statute of Limitations Letter will inform a creditor or collection agency that collection on a debt is time barred from enforcement by a court. This letter informs a debt collector (e.g. collection agency) that all communication regarding this debt should cease.
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Good Will Adjustment to Remove Late Payment
$2.99This Goodwill Adjustment to Remove Late Payment is in an easy to use letter format. This letter politely asks that a creditor remove late payment information from an account and to send this updated information to all credit reporting agencies.
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Letter to a Credit Report Agency That Co-Mingled Information
$2.99This Letter to Credit Agency regarding Co-Mingling of Information is used when your credit information is incorrectly co-mingled with another. Use this letter to dispute co-mingled information, for ID theft matters or when a credit agency merges information and files of one person into the credit information of another person.
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Letter to Credit Reporting Agency - Dispute Letters
$2.99This Letter to a Credit Agency Reporting a Dispute is used when there is incorrect information in your credit report and you want to dispute it. This often happens when names or social security numbers are similar or when a parent shares a similar name to a child. This letter will serve as a written record of the dispute.
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Letter to Settle Past Due Account
$2.99This Letter to Settle Past Due Account is used by a debtor who wishes to settle a past due account. This letter sets out the proposed terms of the settlement and requests that creditor remove any negative information from debtor's credit file. It is important that any offer to settle a debt be set out in writing.
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Letter to Update Accounts or Debts That Were Discharged in a Bankruptcy
$2.99This Letter to Update Accounts Discharged in Bankruptcy will be sent to any credit reporting agency who does not update a credit report after bankruptcy has been filed. This incorrect reporting frequently happens and it is imperative that any accounts discharged by a bankruptcy be updated accordingly.
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Notice of Harassment to Debt Collector/Agency/Attorney/Firm
$2.99This Notice of Harassment to Debt Collector is used when you have asked a collector to communicate with you in writing and harassing phone calls still continue. This letter will act as official notice that you intend to take all legal remedies against the debt collector to stop the harassment.
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Request Copy of Credit Report (after denial)
$2.99This Request Copy of Credit Report after Denial Letter is used to request your credit report after you have been denied credit. This letter includes all personal information you must submit to the credit reporting agency and the date credit was denied.
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Request Copy of Your Credit Report
$2.99This Request Copy of Your Credit Report Letter contains all the necessary information to request a copy of your current credit report. It also requests that a free copy of the report be provided if this is your first request within one year.
